Disability Plan
Introduction
Most of us think nothing of buying insurance to protect our cars, homes and other valuables. But many of us overlook protecting our most valuable asset ... the one that makes all the others possible...our ability to earn incme
Life insurance contributes to your family's income in the event of death, but what ha.ppens when an illness or injury prevents you from working? How would you manage without a paycheck for several months, or even years?
It's easy to say, "It won't happen to me." But before you do, consider this:
- Disability strikes one out of every four workers before age 65.
- You have a one in four chance of being disabled for more than three months during your working years
- You have a one in five chance of being disabled for more than six months during your working years
In other words, the chance of an accident or illness preventing you from working for a long time may be greater than you think.
1987 Commissioners Group Disabilitv Table, Society of Actuaries.
Disability Plan Features
- Replace up to 60% of your Gross income
- Payments are Tax-free (after total disability for 14 days)
- Easier to qualify for than Social Security
- Avoid Social Security appeal delays that can last up to 2 years
- Maternity Coverage
- Special plans designed for Postal/Federal Employees
- Endorsed by the C.S.A.L.C.
- Affordable plans designed for your wellfare
- Easy payment options
